Thursday, January 13, 2011

RMS Cat Model Revision May Cause Homeowners Rate Shift | PropertyCasualty360

Ultimately, when windows and roofs fail under the load of a storm event, insurance steps in to restore the subject property to pre-loss condition.

Preparing for an event by ensuring everything that could be done to prevent water penetration from wind driven rain is essential.

Field testing installed fenestration in newly constructed buildings has been proven to be a plus when faced with actual weather events that test the system to it's design loads.

A robust field quality control specification that demands excellence is the first defense in making sure your buildings weather the storm.



Conventional wisdom has always been to test along the coast, perhaps its time for Spec Writers to acknowledge that risks from wind driven rain exist inland as well. The Article Linked below clearly shows that the folks that ultimately pick up the tab have recognized that fact.

RMS Cat Model Revision May Cause Homeowners Rate Shift PropertyCasualty360

Now read the Linked Article below to see how Field Testing using the ASTM E 1105 lead to great results for a resort while others suffered lost revenue due to damage.

Print it and share with your QC Team and Spec Writers:

http://www.peci.org/ncbc/proceedings/2005/16_Parzych_NCBC2005.pdf